Tradies Insurance

Tradies Insurance

Tradies or trades persons need comprehensive insurance on and off the work site. Whether your a plumber, electrician, carpenter, bricklayer or any other trade professional let us assist in protecting you against unforeseen risks that can occur at any time.

Whilst some trades people are required by law to have insurance before they can enter worksites, others may not be legally required. Yet, if they want to protect themselves and their families if an accident were to occur, insurance is the best way to go about this.

Some trades will require a contractor’s licence, whilst there are plenty of cases where trades people should consider other insurance even if it isn’t mandatory. This can include; public liability insurance; vehicle, equipment and tools insurance; and personal accident and illness insurance.

Public liability insurance protects yourself, your employees and your business against claims of damage or injury to other people or their property. It is designed to help mitigate the claims made against you when accidents happen. For example, a stranger walking onto your jobsite and injuring themselves due to a nail on the ground or an accident in your client’s home which damages their contents.

Other insurances are available to cover your business vehicles; mobile equipment; loss or theft of tools. These are your valuable assets and may be insured for their replacement value and any liability incurred as a result of their use.

Personal accident and illness insurance is a type of insurance that provides some peace of mind that you will be able to continue to access an income in the event of an accident or illness. An accident may happen at any time and if you were to injure yourself or fall ill, this insurance will cover the period where you are temporarily unable to work. There are now agreed value options available to suit a greater range of trades persons and sole traders with income fluctuations.

We will assist tailor insurance services to suit your needs at a competitive premium. With strong relationships to major Australian insurers and Underwriting Agencies, we have access to a broad range of products to suit differing requirements.

Contact us today to discuss your needs.